Terms and Conditions

1. About these Terms

1.1. These Terms and Conditions [“Terms”] govern your access to and use of the website, content, and tools made available by Ivorzanth [“we”, “us”, “our”].

1.2. By accessing or using the website you confirm that you have read, understood, and agree to these Terms and to our Privacy Notice. If you use the site on behalf of an organisation, you confirm you are authorised to accept these Terms for that organisation.

1.3. This is a general template. [To be completed: insert legal entity name, registration details, and contact information where required.] Do not treat this text as jurisdiction-specific compliance.

2. What Ivorzanth provides

2.1. Ivorzanth provides informational content and data-analysis tools intended to support disciplined review of information, including analytics displays and risk-configuration interfaces where made available.

2.2. We may modify, limit, or discontinue any part of the site or its features at any time without prior notice. We do not promise that any feature will remain available or unchanged.

2.3. Access to certain tools or areas may require registration, configuration steps, or acceptance of additional notices presented at the point of use. Those additional notices form part of these Terms where stated.

3. Informational use and risk acknowledgement

3.1. Content on this site is for general information only. It is not investment advice, financial advice, legal advice, tax advice, or a recommendation to buy, sell, or hold any instrument.

3.2. Analytical outputs, scores, charts, and illustrative scenarios are based on models, assumptions, and limited data. They may be incomplete, delayed, or inaccurate and should not be relied upon as a sole basis for decisions.

3.3. All financial activity involves risk, including risk of loss. You are solely responsible for your decisions, for seeking independent professional advice where appropriate, and for assessing suitability for your circumstances.

4. Eligibility, accounts and security

4.1. You must be legally capable of entering into these Terms in your jurisdiction and must provide accurate information where registration is required.

4.2. You are responsible for maintaining the confidentiality of any credentials and for all activity under your account. Notify us promptly if you suspect unauthorised use. [To be completed: insert contact method.]

4.3. We may suspend or close accounts where we reasonably consider it necessary for security, maintenance, or compliance with these Terms.

5. Acceptable use

5.1. You agree not to: (a) use the site for any unlawful purpose; (b) attempt to gain unauthorised access, disrupt, or degrade the site; (c) copy, scrape, or extract content by automated means except as permitted by law or with prior written permission; (d) misrepresent affiliation with Ivorzanth; (e) upload malicious code or infringing material.

5.2. You agree to comply with all applicable laws and with any usage limits, notices, or documentation we provide.

6. Intellectual property

6.1. Unless otherwise stated, the site, its text, layouts, graphics, and software are owned by or licensed to Ivorzanth and are protected by intellectual property laws.

6.2. We grant you a limited, non-exclusive, non-transferable licence to access and use the site for personal, non-commercial informational purposes, subject to these Terms.

6.3. You may not reproduce, distribute, modify, or create derivative works from our content without prior written permission, except where permitted by applicable law.